Exclusive Member Benefits- only for Share holders and Referral Members- Scholar Ship/Awards to member & their children's **Study Subsidy **Medical Benefit Schemes**Natural Death Benefit**Accidental Death Benefit**Funeral Grant** Exclusive Member Benefits- only for Share holders and Referral Members- Mobile & DTH Recharge Services**Bus Flight Ticket Services**Social Recreational Activities.**Share Dividend and Many more Benefits & Privilages for Members.
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Fixed Deposit Scheme :- Aavishkar souharda Multipurpose Co-operative Limited.

Aavishkar souharda Multipurpose Co-operative Limited. offers fixed deposit account which allows member to deposit money for a fixed time period. When the deposit period Elapses, the member get interest on the amount deposited. The fixed deposit interest rates can be as high as 5% or more. Just deposit your savings with us And watch your money grow over time. Browse through the wide range of F.D. options and select the one that suits your needs the most.


Term deposit interest rates
Time Period Interest rate Special interest
1 Year 11% 12.00%
2 Year 11.50% 12.50%
3 Year 12% 13%
4 Year 12.50% 13.50%
5 Year 13.00% 14.00%
Terms and Conditions
1. Investors women above the age of 51 Ave, disabled soldiers, ex-Central State Government Employees Insurance Sector, All bank employees, public employees in government and make a cooperative venture in semi-employed retired employees of local bodies and Trust will get Special rates at the single deposit of Rs five lakh will be treated as special Deposit and special rate of intrest will be provided.
2. Calculating the annual compounded rate of interest on a minimum deposit of Rs 1000 and 100 the coefficient of Rupee.
3. Available pre-pay rules.
4. 70% of the loans against deposits.
5. There must have no interest after the time period over
6.Changes in the terms of the plan, renovation, addition and amend by the Aavishkar souharda Multipurpose Co-operative Limited.

Tripal of your investment
4 times of investment
Get 14% on your investment
Get 11% on your investment