Exclusive Member Benefits- only for Share holders and Referral Members- Scholar Ship/Awards to member & their children's **Study Subsidy **Medical Benefit Schemes**Natural Death Benefit**Accidental Death Benefit**Funeral Grant** Exclusive Member Benefits- only for Share holders and Referral Members- Mobile & DTH Recharge Services**Bus Flight Ticket Services**Social Recreational Activities.**Share Dividend and Many more Benefits & Privilages for Members.
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Special Deposit Scheme :- Aavishkar souharda Multipurpose Co-operative Limited.

Aavishkar souharda Multipurpose Co-operative Limited. offers Special deposit account which allows us to deposit money for a fixed time period. When the deposit period elapses, the depositors get interest on the amount deposited.
The Special deposit interest rates can be as high as 5% or more. Just deposit your savings with us and watch your money grow over time. Browse through the wide range of S.D. options and select the one that suits your needs the most.


Aavishkar souharda- Shublagna Saving Bond.
Amount x Month Principal Amount Payable Amount
250 x 180 45000 129750
500 x 180 90000 259500
750 x 180 135000 389250
1000 x 180 180000 519000
Aavishkar souharda-Vidya Saving Bond.
Amount x Month Principal Amount Payable Amount
250 x 120 30000 59250
500 x 120 60000 118500
750 x 120 90000 178000
+1000 x 120 120000 237000
Aavishkar souharda -Sandya Saving Bond
Amount x Month Principal Amount Payable Amount
250 x 240 60000 260000
500 x 240 120000 520000
750 x 240 180000 780000
1000 x 240 240000 1040000
Aavishkar souharda -Bhagya Lakshmi Plan.
Maturity in 4 year 9 month
On Maturity deposit amount more than double on maturity
Minimum deposit of Rs. 1,000 or Maximum deposit 25000
Deposit on the Credit facility
Note- Last Date of Laxmi Beetiyan Scheme 30 September (Only for women and girls)
Ashirvad souharda Silver Scheme
Maturity in 5 year 9 month
On Maturity deposit amount double
Minimum deposit of Rs. 1,000 or in multiples of 100
Deposit on the Credit facility
  a) Credit facility for 1 year not available
  b) After 1 year, 60 percent of the loan shall be payable on deposits
5 21 Percent annual interest on loan, monthly compound rate
6 No pre-payment before 2 year, after 2 year rate on a saving account at 5 percent annual interest payable
7 After maturity, no interest shall be payable
8 Changes in the terms of the plan, renovation, addition and amend by the Aavishkar souharda Multipurpose Co-operative Limited.
Triple Ashirvad souharda Plan
1 Maturity in 9 years
2 Three Times maturity amount on deposit (Pay Rs. 10,000/- and get Rs. 30,000/-)
3 Minimum deposit of Rs. 1000/-
4 Deposit on the Credit Facility
  a) Credit facility not available for 1 year
  b) 1 year to 2 year, loan upto 50 percent of deposit amount
  c) After 2 year 75 percent Loan on total deposit
5 19 percent annual compound rate of interest on loan amount
6 Time of Payment
  a) 70 months no payment facility
  b) After 70 months to 90 months due to double the money
  c) 90 month later and earlier maturity of the deposits paid 2.5 times
7 After maturity, no interest shall be payable
8 Changes in the terms of the plan, renovation, addition and amend by the Aavishkar souharda Multipurpose Co-operative Limited.
Note:- Last Date for Bhagya Lakshmi Plan is December 2013.( only for Women and Girls ).

Tripal of your investment
4 times of investment
Get 14% on your investment
Get 11% on your investment